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The Hidden Cost of Playing It Safe: Why Your Savings Are Shrinking (And What to Do About It)

Gavin O’Sullivan May 12, 2026 No Comments

Let’s talk about your money. Specifically, the money you’ve worked hard to save and put away for the future. You probably check your balance, see the number staying the same…

Discipline and Planning Key to Financial Preservation, Says Mallow Financial Adviser

Gavin O’Sullivan September 30, 2025 No Comments

Disciplined behaviours are key to protecting and growing wealth, according to Gavin O’Sullivan of BJR Financial in Mallow. Speaking to the Irish Independent recently, O’Sullivan outlined the strategies his wealthier…

Your child’s future is your greatest investment

Gavin O’Sullivan September 3, 2025 No Comments

Every parent wants their child to succeed, and a great education is one of the best ways to help them thrive. But did you know the cost of school and…

How to invest a lottery win – from thousands to millions and what, if any are the tax implications of winning the lottery?

Gavin O’Sullivan June 18, 2025 No Comments

Winning the lottery — whether it’s thousands or millions — is a life-changing event. But without a smart financial plan, the money can disappear faster than expected. Here’s a guide…

Why Save The Child Benefit in an Investment Savings Account?

Gavin O’Sullivan April 15, 2025 No Comments

1. Make the Most of a Regular Payment 2. Benefit from Compounding Returns 3. Flexible Use of Funds 4. Flexibility to Match Your Goals 5. No Missed Opportunity Example of…

Self-Employed? Make a contribution to your Pension before the Tax Deadline!

Gavin O’Sullivan September 12, 2024 No Comments

Self-employed people in Ireland should consider making a pension contribution before the tax deadline 31st of October / 14th of November for several reasons: 1. Tax Relief – Final Tax…

AN EMPLOYER’S GUIDE TO AUTO ENROLMENT

Barry-John Ryan August 21, 2024 No Comments

On the 5th of April 2024, Minister Heather Humphries announced the publication of the Auto Enrolment Retirement Savings System Bill 2024. The bill provides for the setting up of the…

Smarter Saving’s with savewithgavin.ie

Gavin O’Sullivan June 7, 2024 No Comments

As Irish people we are good to save, very good I would I say, no problems that way but are we saving ‘Smartly’?. With Billions of Euros on deposit in…

Zurich Investment Report April 2024

Barry-John Ryan April 7, 2024 No Comments

Economic data fuels rally

Mortgage Protection – What is it?

Gavin O’Sullivan March 25, 2024 No Comments

If you are buying a home in Ireland either as a First Time Buyer or as a Trader Upper Congratulations – it isn’t easy in today’s climate. Before drawing down…

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BARRY-JOHN RYAN FINANCIAL PLANNING

19,West End,
Mallow,
Co. Cork
P51 KX77
Office: 02242466
Mob: 086 785 1511
Email: barryjohn@bjrfinancial.ie

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Bells Cross Capital Limited trading as BARRY-JOHN RYAN FINANCIAL PLANNING is registered in the Republic of Ireland, registration number 656922 at 19, West End, Mallow, Co. Cork. Director: Barry-John Ryan.Bells Cross Capital Limited trading as BARRY-JOHN RYAN FINANCIAL PLANNING is regulated by the Central Bank of Ireland.

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